Smart Pay is a real, legitimate company. They are a small collection agency and based in the US.
However, agencies like Smart Pay cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. You have the chance to get up to $1,000 for harassment, and $500-$1,500 for illegal robocalls.
If you are being harassed by Smart Pay over a debt then, yes you can sue them. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.
The collector pays your attorney’s fees and costs. You won’t pay us a penny. We have settled thousands of debt collection harassment cases. Let us help you today. Schedule a Free, No-Obligation Appoiment and Get Rid of Frustration and Anger.